Chemicals in Food Production and Preservation

Chemicals in Food Production and Preservation Contents Introduction..2 Definition2 Situation.3 Problems.4 Solutions.6 Evaluations..7 Conclusions..8 Bibliography.8 Introduction In the past, almost all households bought foods from a farm nearby or grew foods in their garden and ate these foods. They were called locavores, which indicated people who ate only locally grown food. When people had a high standard for living, they had also a high demand about eating what sort of foods such as specialties from another area. Therefore, transportation developed greatly to ship fresh ingredients all over the place and the producer tried to make their food look tastier, bigger fruits. Along to that situation, people produced a number of foods to ship, which caused residual foods. For instance, between the year 1950 and 2000, the population of the world doubled, moreover, meat consumption increased dramatically five times (Bittman, 2008)(1). As a result, they invented fast food, convenience foods, frozen foods, etc. by adding an amount of chemicals substances into foods. This paper will mention about several drawbacks of chemistry in food production and a number of solutions to the problems will be suggested before they are evaluated to choose the optimal one. Definition Chemicals already exist in foods. All foods consist of many type of chemicals which are naturally and include nutrients, for example, vitamins, minerals, carbohydrates, protein, fibre, etc. that every healthy body definitely needs to absorb regularly. However, chemical substances created for adding into foods are very different from the natural one. According to European Food Safety Authority (2013)(2), â€Å"chemical substances†, are described as â€Å"food additives, flavorings, food packaging materials and containers such as bottles, cups and plates contain chemical substances like plastic, elements of which can migrate into food, chemicals can be used to fight diseases in farm animals or crops such as pesticides†. Each type has its own purpose in food production and preservation. Food standards agency (2012)(3) stated that â€Å"additives may be antioxidants (used in food prepared with fats or oils to protect them against deterioration caused by rancidity), preserv atives (used to keep food safe for longer), flavor enhancers (used to bring out the flavor of food without adding a flavor of their own), etc.† These chemicals used often in fast food, canned foods or junk foods with a fixed amount and must be first censored to ensure the safety for consumers. Situation When citizens in Viet Nam are getting busier than in times past, some of them choose to go to any grocery or fast-food restaurant, etc. to have immediately a quick meal just because of the convenience despite the fact that these foods do not include as much nutrients as fresh foods or home cook foods. This phenomenon means people absorb at least a fixed amount of chemicals into their bodies regularly day by day. Datamonitor (n.d.) (4), an international company providing market intelligence, claimed that the consumption of canned foods went up by 12, 9% for the year 2004 to the year 2009 in one-yearly interval. In a survey, Euromonitor International (2014)(5) claimed that the number of fast-food restaurants enjoyed the upward trend of approximately 16% each year such as KFC, Lotteria, Burger King, Subway, Jollibee, McDonalds†¦ According to that research, Lotteria came up with just over 160 restaurants and then KFC from United States was the most second popular with 140 restaurant s. Although Burger King just came into sight in the end of the year 2012, this brand at the present, own 20 restaurants at three cities namely Ho Chi Minh, Da Nang and Ha Noi (Euromonitor International, 2014)(5). However, most ingredients of these foods always imported to keep the same flavor as other restaurants from other countries. Therefore, food becomes big money, attracting more and more commercial interest from inside and outside the country and leads informally to a fierce competition between food business premises of Vietnam brand and foreign brand. Problems The issue of the usage chemicals in foods has led to several serious problems in Vietnam. Eating regularly fast foods, junk foods or convenience foods, etc. which are already throughout an assessment to ensure the safety for consumer still seriously damage people’s health. For instance, low nutritional value, the high fat, calorie and sodium content of these foods can lead to a variety of health problems such as weight gain, obesity, diabetes, cardiovascular and all-causes mortality (Lee Media, n.d.)(6) Nevertheless, this is not the only trouble that inhabitants in Vietnam have to face and mostly concern about. One of the major drawbacks of using chemical on foods is the phenomenon of using overbold or unknown chemicals into foods which can be harmful the consumers. Any chemical can be toxic if people eat, drink, or absorb too much of it. Even water are able to cause the death if people drinking too much and too quickly. Paracelsus (1500) (7) wrote that â€Å"all substances are poisons; there is none which is not a poison. The right dose differentiates a poison from a remedy.† Firstly, most of food business premises in Vietnam are small-scale such as family business, normally, they have to fight over budgets and compete with other opponents in the market. Moreover, these businesses are spontaneous, many of them attach merely important to the turnover and do not have the knowledge about food business. It can be clearly seen from the pie chart that most of objects involved were just complete the education program at secondary school and the proportion in which account for just over a half of the total, 51,2% (Huong, n.d.). (8) Secondly, people are able to find easily several types of chemical substances to use in foods, which not mention yet that these chemicals permitted or not. Even the consumers want to have a healthy dish, they still have to struggle on the market to determine which fruits, meats or vegetables, etc. are safe, not spoiled foods and had been throughout a chemical treat. Indeed, in Q1/2012, Branch Management city market in collaboration with the Department of Health and Peoples Committees of districts strengthen the inspection and control of the sale and usage of chemicals, flavoring malicious. They found out a number of chemical substances in Kim Bien market are traded illegal such as borax, formalin, Rhodamine B, etc. as well as spices and unlabeled food additives. More specific, 49 cases of illegal chemicals business, volume 450 tons, including 2.8 tons of counterfeit and smuggled 28 tons (Anon., 2012) (9). To illustrate these types of chemicals, for instance, Rhodamine B is a chemical used to dye clothes, prohibited in food and medicine. Dr. Huong (2014)(10), chairman of medicine Vietnam confirmed: â€Å"If people eat melon seeds dye Rhodamine for longtime will cause liver failure, kidney disease and cancer† Because even if people wear clothes that are still residual dyes can lead to skin cancer for the wearer. Therefore, the dye Rhodamine B deliberate on melon seeds or any other food is not acceptable (Huong, 2014)(10). In the same list with Rhodamine B, formaldehyde used illegal into noodles, vermicelli by some business premises. The World Health Organization (WHO) and Food and Agriculture Organization (FAO) (2012)(11) has identified formaldehyde is unsafe if putting into foods, sauces and beverages because this industrial chemical contains a lot of other toxic such as arsenic, lead and can accumulate in the liver, harmful the brain. As a result, Bureau of Food Safety (2011)(12) stated that Vietnam is a country has the high proportion about food poisoning in which food poisoning due to chemicals represent 25% of the survey. Solution The problem about safety and hygiene has a great deal impact on many fields such as economy, social life and tourism also. Eating healthy dish every day is able to improve people’s health, enhance labor and contribute the development of the country. Therefore, having several solutions to tackle these troubles above is requisite. By approaching every single problem, the first two solutions in the list is aim to the sellers who attach specially on the incomes by imposing the high taxes with the clients who purchase industrial chemicals but do not demonstrate clearly the purpose. Moreover, Government can also help the situation by raising the fines with the objects violate the law then banning the right of them in food business. If violation the law signifies losing more money than not, these obstacles probably, disappear day by day. In addition, a phenomenon such as smuggling in Vietnam needs to be stop by strictly control the sale of chemical items used in foods and the importation of foods into this country. On the other hand, another measure is carrying out mass media information and education to improve the way the food producers are thinking. For instance, opening free classes and guiding the food producers, the sellers and the farmers, etc. how to achieve success in food business, so they are able to harvest fruits but do not poison the consumers at the same time. Evaluation So are any in these solutions effective? For the first three solutions mentioned above, one of the major obstacles is the corruption phenomenon. It means that people give money to whose control them and let they do whatever they want, violate the law to get more money. In addition, for the third measure, the situation of a huge number of business premises become harder to control strictly the violations though these three methods is not costly and seems easy to apply. However, for the last solutions, educate to impact on what they are thinking and toward to another way to success in food business. Although this methods is expensive and require an amount of time but the result is quite impressive. For instance, a survey was be made after a several interventions in Quang Binh province in 2012 (Huong, n.d.). (8) Looking at an overall perspective, there was a great deal in the change in knowledge, attitude and application into food business. More specifically, the number of each sector rose by approximately 40%. As the benefits of this strategy are far outweighed by the drawbacks and stands out from others. So, personally, I believe that the reasonable suggest should be carrying out mass media information and education. Conclusion In a word, artificial chemicals first appeared for the good purposes and already take place an important role in life and in many fields such as food productions and food preservatives. However, abusing to much or even using unknown chemicals engenders a number of reverse effects on people’s health. For who works in the food business, as individuals and as a society, having a good vision at every single action is a necessary thing because there is none of a solution to eradicate such problems if people are unconscious. Bibliography (1)Bittman, M., 2008. Whats weong with what we eat. [Online] Available at: http://www.ted.com/talks/mark_bittman_on_what_s_wrong_with_what_we_eat/transcript [Accessed 2 December 2014]. (2)European Food Safety Authority , 2013. efsa. [Online] Available at: http://www.efsa.europa.eu/en/faqs/faqchemicalsinfood.htm [Accessed 31 October 2014]. (3)Food standars agency, 2012. Chemicals in food: safety controls. [Online] Available at: https://www.gov.uk/chemicals-in-food-safety-controls [Accessed 31 November 2014]. (4)Datamonitor, n.d. Thuc pham dong hop dung truoc co hoi lon. [Online] Available at: http://trungtamnghiencuuthucpham.vn/thuc-pham-dong-hop-dung-truoc-co-hoi-lon/ [Accessed 1 November 2014]. (5)Euromonitor International, 2014. Thi truong thuc an nhanh Viet Nam: The gioi tran vao, doanh nghiep noi lai tho o. [Online] Available at: http://www.tapchitaichinh.vn/Thi-truong-Gia-ca/Thi-truong-thuc-an-nhanh-Viet-Nam-The-gioi-tran-vao-doanh-nghiep-noi-lai-tho-o/52173.tctc [Accessed 2 November 2014]. (6)Lee, M. Media, D., n.d. Statistics of health risks from eating fast food. [Online] Available at: http://healthyeating.sfgate.com/statistics-health-risks-eating-fast-food-3290.html [Accessed 20 November 2014]. (7)Paracelsus, 2012. All in the dose. [Online] Available at: http://sciencelearn.org.nz/Contexts/Toxins/Science-Ideas-and-Concepts/All-in-the-dose [Accessed 12 November 2014]. (8)Huong, N.T., n.d. [Online] Available at: https://www.google.com/url?sa=trct=jq=esrc=ssource=webcd=2cad=rjauact=8ved=0CCEQFjABurl=http%3A%2F%2Fwww.nutrition.org.vn%2FFileUpload%2FDocuments%2FLUAN%2520AN%2520Nguyen%2520Thanh%2520Huong-27-8.docei=CXScVIDMJOW_mwWjooG4Cgusg=AFQjCNE2jtxs_AQ [Accessed 20 November 2014]. (9)Anon., 2012. Bao dong nan kinh doanh hoa chat doc hai tran lan. [Online] Available at: http://vef.vn/2012-08-18-bao-dong-nan-kinh-doanh-hoa-chat-doc-hai-tran-lan- [Accessed 15 November 2014]. (10)Huong, N.X., 2014. Hat dua nhuom Rhodamine B cuc doc hai. [Online] Available at: http://www.tin247.com/hat_dua_nhuom_rhodamine_b_cuc_doc_hai-10-22754358.html [Accessed 16 December 2014]. (11)World Health Organization (WHO) and Food and Agriculture Organization (FAO) , 2012. Formol va suc khoe con nguoi. [Online] Available at: http://bacsytructuyen.com/diendan/baiviet/7414-formol-suc-khoe-con-nguoi/ [Accessed 15 December 2014]. (12)Bureau of Food Safety, 2012. chuong trinh muc tieu quoc gia. [Online] Available at: http://www.chinhphu.vn/portal/page/portal/chinhphu/noidungchuongtrinhmuctieuquocgia?_piref135_18249_135_18248_18248.strutsAction=ViewDetailAction.do_piref135_18249_135_18248_18248.docid=348_piref135_18249_135_18248_18248.substract= [Accessed 16 December 2014]. Huynh Ngoc Bich Diep 1

Basic knowledge of Commercial Bank

There is no guarantee in any credit market that lenders will be willing and able to accommodate every borrower. 3) The Length of Time for Which Funds are Needed Some funds sources may be difficult to access immediately such as commercial paper and long-term debt capital. 4) The Size of the Institution that Requires More Funds A denomination often exceeds the borrowing requirements of the smallest financial institutions. 5) Regulations Limiting the Use of Alternative Funding Sources Federal and state regulations may limit the amount, frequency, and use of borrowed funds.Basel I represent a â€Å"one size fits all† approach to capital regulation. It failed to recognize that no two banks are alike in term of their risk profiles. Basel II sets up a yester in which capital requirements are more sensitive to risk and protect against more types of risk than has been true under Basel l. Basel II attempts to ensure that, consistently, low-risk assets require less capital than high-risk assets, whereas the reverse was often the case with Basel l.There are four new elements of Basel II: 1) Internal Risk Assessment 2) Operational Risk 3) Credit Risk Models 4) A Dual Set of Rules. 1) Character The loan officer must be convinced the customer has a well-defined purpose for requesting credit and a serious intention to repay. ) Capacity The loan officer must be sure the customer has the authority to request a loan and the legal standing to sign a binding loan agreement. 3) Cash The loan application centers should assess borrowing customers' ability to generate enough cash to repay the loan. ) Collateral In assessing the collateral aspect of a loan request, the loan officer must ask whether the borrower possess adequate net worth or own enough quality assets to provide adequate support for the loan. 5) Conditions The loan officer and credit analyst must be aware of recent trend in the borrower's nine of work or industry and how changing economic conditions might affect th e loan. 6) Control The control element centers on such questions as whether changes in law and regulation could adversely affect the borrower and whether the loan request meets the lender's and the regulatory authorities' standards for loan quality.The CAMELS is a system used by federal bank examiners for evaluating the overall condition of a bank based upon the adequacy of its capital, the quality of its asset portfolio, its management quality, the adequacy of its earnings, its liquidity and its sensitivity to market risk. Depository institutions whose overall CAMELS rating is toward the low, riskier end of the numerical scale-?an overall rating of 4 or 5-?tend to be examined more frequently than the highest-rated institutions, those with ratings of 1,2,or 3. ) Unusual or unexplained delays in receiving promised financial reports and payments or in communicating with bank personnel. 2) For business loans, any sudden change in methods used by the borrowing firm to account for deprec iation, make pension plan contributions, value inventories, account for taxes, or recognize income. 3) For business loans, restructuring, outstanding debt or eliminating vividness, or experiencing a change in the customer's credit rating. 4) Adverse changes in the price of a borrowing customer's stock. ) Losses in one or more years, especially as measured by returns on the borrower's assets (ROAR), or equity capital (ROE), or earnings before interest and taxes (BIT). 6) Adverse changes in the borrower's capital structure (equity/debt ratio), liquidity (current ratio), or activity levels (e. G. , the ratio of sales to inventory). 7) Deviations of actual sales, cash flows, or income from those projected when the loan was requested. 8) Unexpected or unexplained changes in customer deposit balances. Basic knowledge of Commercial Bank There is no guarantee in any credit market that lenders will be willing and able to accommodate every borrower. 3) The Length of Time for Which Funds are Needed Some funds sources may be difficult to access immediately such as commercial paper and long-term debt capital. 4) The Size of the Institution that Requires More Funds A denomination often exceeds the borrowing requirements of the smallest financial institutions. 5) Regulations Limiting the Use of Alternative Funding Sources Federal and state regulations may limit the amount, frequency, and use of borrowed funds.Basel I represent a â€Å"one size fits all† approach to capital regulation. It failed to recognize that no two banks are alike in term of their risk profiles. Basel II sets up a yester in which capital requirements are more sensitive to risk and protect against more types of risk than has been true under Basel l. Basel II attempts to ensure that, consistently, low-risk assets require less capital than high-risk assets, whereas the reverse was often the case with Basel l.There are four new elements of Basel II: 1) Internal Risk Assessment 2) Operational Risk 3) Credit Risk Models 4) A Dual Set of Rules. 1) Character The loan officer must be convinced the customer has a well-defined purpose for requesting credit and a serious intention to repay. ) Capacity The loan officer must be sure the customer has the authority to request a loan and the legal standing to sign a binding loan agreement. 3) Cash The loan application centers should assess borrowing customers' ability to generate enough cash to repay the loan. ) Collateral In assessing the collateral aspect of a loan request, the loan officer must ask whether the borrower possess adequate net worth or own enough quality assets to provide adequate support for the loan. 5) Conditions The loan officer and credit analyst must be aware of recent trend in the borrower's nine of work or industry and how changing economic conditions might affect th e loan. 6) Control The control element centers on such questions as whether changes in law and regulation could adversely affect the borrower and whether the loan request meets the lender's and the regulatory authorities' standards for loan quality.The CAMELS is a system used by federal bank examiners for evaluating the overall condition of a bank based upon the adequacy of its capital, the quality of its asset portfolio, its management quality, the adequacy of its earnings, its liquidity and its sensitivity to market risk. Depository institutions whose overall CAMELS rating is toward the low, riskier end of the numerical scale-?an overall rating of 4 or 5-?tend to be examined more frequently than the highest-rated institutions, those with ratings of 1,2,or 3. ) Unusual or unexplained delays in receiving promised financial reports and payments or in communicating with bank personnel. 2) For business loans, any sudden change in methods used by the borrowing firm to account for deprec iation, make pension plan contributions, value inventories, account for taxes, or recognize income. 3) For business loans, restructuring, outstanding debt or eliminating vividness, or experiencing a change in the customer's credit rating. 4) Adverse changes in the price of a borrowing customer's stock. ) Losses in one or more years, especially as measured by returns on the borrower's assets (ROAR), or equity capital (ROE), or earnings before interest and taxes (BIT). 6) Adverse changes in the borrower's capital structure (equity/debt ratio), liquidity (current ratio), or activity levels (e. G. , the ratio of sales to inventory). 7) Deviations of actual sales, cash flows, or income from those projected when the loan was requested. 8) Unexpected or unexplained changes in customer deposit balances.

Book review Essay

Florence Industries, Inc. is a company which provides three entirely different types of products and services through three divisions of the company: consumer products division, industrial products division and professional services. Each division is treated as an entirely different company and the performance evaluation criteria is return on assets in recent years after major shift. Although, the divisions used to be treated as profit centres, this decision meant they are treated more as investment centres. The Company in 2008 & 2009: From the income statement for 2008 and 2009, it is noticed that there is an increase in revenue by 4% and 11% increase in net profit in 2009. From balance sheet for 2008 and 2009 it is noticed that Florence has issued shared and borrowed long term loan in order to invest in project required high asset cost as the company asset has increased by $ 50,460,000 during 2009. The Company has also declared a dividend to equity of $ 12,570,000 during 2009 and keep $ $11,736,000 to meet future expansion and expense of business Issues and Analysis: Rejecting Proposals Just Based On Gross Margin Requirement: CFO Ben Johnson has recently rejected the new product proposal of product development manager of consumer products division Calvin Marone as its estimated return of 13.67%(exhibit 1) per year was less than the 15% minimum gross return % requirement any new investment proposal should generate in order to get approve. The company’s 2007 gross return was 9.3 % and Ben estimated that it should go up easily to 12% and set target for each division to bring new product proposal of more than 15% gross return generating capabilities. Then again, gross return of Company in 2009 after rejecting the Marone’s proposal was 9.4%. Suppose if Marone’s proposal would have been accepted, then the Company 2009 gross return would have been approximately 9.6% (Exhibit 2) which would have been even higher than 2008 gross return of 9.5%. So, rejecting proposals that would have actually been beneficial just based on gross margin estimations seems redundant. Return on Investment Comparatively Low In Terms of Free Cash Flow: As per the balance sheet of Florence, it is noticed that there has been an increase in cash balance of $ 390,000 during the year 2009 as compared to 2008 balance. During 2009, the  Company has generated cash of $ 42,756,000 from operating activities and $ 13,950,000 from finance activities. Further the Company has used cash of $ 56,316,000(Exhibit 3) in investing activities. Company has used its majority of cash flow generated from operational and financing activities in investing activities. However in case of Florence, the free cash flow is less than the amount of investment made by the company in 2009 which indicate that the company is highly dependent on third party finance for expansion. However, the company has taken initiatives to counter this. They have broken down divisions into investment centres as compared to cost centres which will help enhance the performance of the divisions and influence them to get more out of investments made. By converting the divisions in investment units, it become the overall responsibility of division managers to generate the profit to the company not only on the basis of revenue and expense but also on the basis of total asset employed in order to run the division. Same Performance Evaluation Standard for Each Division: There are some negatives that came out of the Investment Center approach. First, it may not be appropriate to use one Gross return performance standard for all divisions of Florence, considering differences in type of service provided, products, operations, risks, and differences in measurement because of asset age. These divisions cannot be compared with the same yardstick. For example, Professional services division does not use much asset so it will be inappropriate to measure its performance on the basis of gross return % (exhibit 4). Also, as division manager of Industrial Products division tried to explain, Consumer Products Division had a lot of old machines in their assets meaning those depreciated assets, whatever return they come up with, are making things look better in terms of return on assets than they are in reality. Moreover, including allocated corporate asset in the computation of gross return figure means that division and division managers are held accountable for costs and assets over which they don’t have any control at all. Recommendations: Have Other Evaluation Criteria Along with Investment Center Approach: The decision to treat divisions as investment center has its benefits. Benefits of this approach include improvement in operational decision making, reduction in cost of corporate administration, increased motivation at  division level, and freeing corporate management up for more effective utilization. However, there are some pitfalls as well. Just having return on assets as decision criteria isn’t enough and they should take other criteria into account. Criteria like Economic Value Added which takes into account costs of financing the capital or even simple Net Profit which judges the division’s profitability as a whole. And, to counter the problem of having too many old machines in the consumer products division compare to other divisions, the company could take out the depreciation and compare to see how it affects ROA as a whole when taken in to account and when not. That should give the company a clearer picture. Developing a Balanced Scorecard: Developing a balance scorecard should go some way to make sure performance evaluation is fair and is illustrative of actual performance as it takes into account different measures for different functions usually. In this case, Florence would of course has to make it about the divisions rather than functions of business. In the suggested balanced scorecard below (Figure-1) we can see a bit modified targets and measures for different divisions as their goals are slightly different. Figure-1 For both consumer products and industrial products divisions, returns based on both net profit and ROA are important and give a fairer comparison. Customer satisfaction (in Industrial products division’s case it’s more the satisfaction based on compliance with specific designs is another evaluation criteria for both and the target for both should be bettering last year’s performance in each measures. For the professional services division, the growth has been rapid in recent years and retaining that growth will be important. Another important measure is corporate social responsibility i.e. environmental impact studies the division performs which not only is required by the law but also helps build reputation for the company and is part of CSR activities. So, it’s important to keep that into context. Develop evaluation criteria for new projects: Florence Industries Inc. needs to change evaluation criteria for new projects as it is noticed they’re rej ected a project that would have been beneficial for them every which way just because it didn’t fulfil ROA requirement. Along with ROA, CFO Ben could also analyse the below mentioned points before accepting or rejecting any new project: 1)Project payback period 2)Project NPV (Net present value) 3)Project IRR (Internal rate of return) Conclusion: Florence’s sales growth has been phenomenal for a new company and now it’s time to make some major managerial decisions that will shape the future. And, they have started doing so by transforming the divisions into investment centers from profit centers. While it is a good way to go, creating a balance is necessity and having a more comprehensive knowledge about how every division is doing based on more than one evaluation criteria will be important. Each division is run in their own way and the dissimilarities are far greater to just keep evaluating them based on the investment approach. Also, they can’t keep rejecting projects based on one simple requirement as it hinders the growth of the company. That’s why we suggest Florence Industries Inc. to be a bit more open-minded and take broader aspects in consideration and make things fairer for the divisions and the upcoming projects as well.

Security Plan - 3820 Words

Introduction The purpose of this security plan is to elicit the potential threats to an organisation physical and electronic information holdings. Organisations in general are starting to take information security more sincerely due to the proliferation of mobile services, VPN connections, terrorism and natural disasters. We must however acknowledge that this very technology advancement is regarded as efficient but is also leading to a higher level of security risks. These risks must be mitigated to ensure the confidentiality, integrity, and availability of information assets. (The SANS Institute. 2007) The security team would like to report the following threats to the organisations physical and electronic information holdings†¦show more content†¦Effective Cooling / Notification systems The server rooms should also be adequately equipped with air-conditioning as well as sensors and monitoring systems to detect any failures. A server overheating can cause a fire and this could lead to various other threats to an organisations information assets. Backups A company must ensure that their data is backed up and also need to verify that the backed up data can be restored and stored in a save location. Incident Response Management A computer incident security response team (CISRT) together with incident response management will ensure a company can recover from a incident and continue normal services. Malicious Code, including viruses, worms and Trojans Digital attacks , mainly in the form of DOS denial of service through the use of malicious code, viruses, worms, Trojans and many more are a threat to an organisations information portal. Outsourcing Development and Support To remain competitive, the organisation should mitigate security threats when acquiring, outsourced development and support staff including implementation of host software applications. 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Social Networking And Relationships Comparing Business...

Nicole Van Cleve LEAD 861 Megan Church-Nally June 18, 2016 Social Networking and Relationships: Comparing Business Models to Education Models In a society where we spend more time with the people we work with than our own families, Social Relationships in the workplace could not be more important. In order for our work to feel satisfactory we must connect and maintain social relationships and networks. Social communication is almost as important in the workplace as the actual work itself is. It is getting harder and harder to be able to separate social and work relationships. This is why we must examine how to maintain these things because ultimately the success of our work is highly effected by it. In Organizational Communication in an†¦show more content†¦The fate of the company or school depends on the relationships of the people within it. Historically however, as the book points out, these types of relationships have not always been the case. Work places used to have a much more impersonal feel. Company relationships used to be much more formal and follow procedures like were demonstrated in the parliament. Companies were stricter and there were more rules to follow. Now we are spending much more time at work than in previous decades. This is also true for teachers, who are expected to take on extracurricular activities. Teachers often say that they spend more time with other kids than they do their own. Within organization there has also been a much bigger move to team like structures. With this however, due to the technology available, there has been a much larger increase in workplace diversity and globalization. Within organizations it has become the norm that you have constant conversations with people in other states and even other countries, which in return has taken relationships to a whole new extreme. Within relationships and networks people can interpret things many different ways. This is why people within the group must come to an understanding of others. Things such as connection, openness, novelty, and equality are all things that people hope to achieve within a relationship. Relationships are complex which is why there must be a shared understanding of the

Internship Report - 1565 Words

Internships profile Chengdu Bank, founded in December 30, 1996, the former Chengdu 44 urban credit cooperatives founded Chengdu Urban Cooperative Bank, Department of Sichuan Province, the first city commercial banks. October 28, 2008, approved by the China Banking Regulatory Commission, the Bank of Chengdu in the Chengdu City Commercial Bank officially changed its name to mark the beginning of the line development by local banks to regional banks, national bank. At the same time, Bank of Chengdu continuous joined this 2007 Global Commercial Banking 1000 , 2007 top 300 Asian banks , 2007 China Banking 100 comprehensive strength rating of the authority of international commercial banks. II.Internship process The purpose†¦show more content†¦Said the bill business predominantly refers to the checks, including two kinds of note of transfer and cash checks. For cash check business is being audited, see the seal of the drawer seal in line with the bank set aside , is through the computer Yan Yin , or manually check ( my internship bank equipment is not quite keep up with advances in technology also uses a manual check ); look at the case are the same amount , whether the altered amount of the ticket , the ticket issue date , payee elements , check whether it has been more than prompt payment terms , check whether the overdraft , if the endorsement , the endorsement shall be signed are consistent , is worth noting that capital amounts to the whole , to the sub , you cannot remember the whole . 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Compilation of Learning Strategies free essay sample

To all of you gratefulness is what I want to offer for being a part in the completion of this academic endeavor. Thank you so much. Rowela I. Salvante March 2012 TABLE OF CONTENTS TOPICSPAGE History of Language Teaching1-4 Grammar Translation Method4-10 The Direct Method10-17 Reading Method17 The Audiolingual Method18-26 The Cognitive Code Approach26 Natural Approach26-27 Community Language Learning27-36 The Silent Way36-42 Suggestopedia43-49 Total Physical Response49-55 Lexical Approach55-58 Competency-Based Language Teaching58-62 Content-Based Method62 Task-Based Instruction62-63 Neuro Linguistic Programming63-66 Multiple Intelligence67-69 Whole Language Approach69-71 The Natural Approach71-72 Communicative Approach73-74 The Communicative Language Teaching Approach74-83 Importance of Instructional Materials in Education83-87 Instructional Aid Theory87-88 Reasons for Use of Instructional Aids89-91 The Various Roles of Instructional Materials in in Different Modes of Teaching/Learning95-99 Types of Instructional Materials99-125 1| History of Language Teaching Along the years, many different teaching methods have been developed whether to face students’ needs or to match the requirements of a new administration, all of them claiming to be the best option to teach English. Many theories about the learning and teaching of languages have been proponed. These theories, normally influenced by developments in the fields of linguistics and psychology, have inspired many approaches to the teaching of second and foreign languages. Ancient time In the Western world back in the 16th, 17th and 18th centuries, foreign language learning was associated with the learning of Latin and Greek, both supposed to promote the speakers’ intellectual. At the time was very important to focus on grammatical rules, syntactic structures, along with rote memorization of vocabulary and translation of literary texts. Latin and Geek were not being taught for oral communication but for the sake of speakers becoming scholarly or creating an illusion of sophistication. Knowledge of Latin was needed for the study of the bible and for academic purposes like the study of medical books and legal documents. After all speaking Latin played a subordinate role because it was a â€Å"dead Language† and because there were no authentic living people who could serve as a model for its phonetically correct pronunciation. It was not before the year 1886 that linguists like Wilhelm Vietor, Henry Sweet, and Daniel Jones 2 created the International Phonetic Alphabet for the phonetic description of sounds in different languages. 16TH CENTURY Medieval Latin was the form of Latin used in the Middle Ages, primarily as a medium of scholarly exchange and as the liturgical language of the medieval Roman Catholic Church, but also as a language of science, literature, law, and administration. Despite the clerical origin of many of its authors, Medieval Latin should not be confused with Ecclesiastical Latin. There is no real consensus on the exact boundary where Late Latin ends and Medieval Latin begins. Starting in late medieval times, Italian language variants replaced Latin to become the primary commercial language for much of Europe (especially the Tuscan and Venetian variants). This became solidified during the Renaissance with the strength of Italian banking and the rise of humanism in the arts. French as a lingua franca French was the language of diplomacy in Europe from the 17th century until its recent replacement by English, and as a result is still a working language of international institutions and is seen on documents ranging from passports to airmail letters. For many years, until the accession of the United Kingdom, Ireland and Denmark in 1973, French and German were the 3 only official working languages of the European Economic Community. French was also the language used among the educated in many cosmopolitan cities across the Middle East and North JAN AMOS COMENIUS Most famous language methodologist of 17th century was J A Comenius (1592-1670). Languages at this time were being taught by oral methods for communicative purposes. The works of Comenius stress the importance of the senses rather than the mind, the importance of physical activity in the classroom. He is best known for his use of pictures in language teaching. Much in Comenius is surprisingly modern. The exemplar should always come first, the precept should always follow. Karl Julius Ploetz (1819-1881) was a German author of scholarly works, most notably his Epitome of History published in the English language in 1883. He is credited with the idea of arranging historic data by dates, geographic location, and other factors. As later used in the English language, Encyclopedia of World History credited with being one of the most complete and comprehensive academic tools available before the electronic revolution His work was a compilation of factual world events designed to help the students and the general reader. The first English translation was in the U. S. in 1883 by William H. Tillinghast and published by Houghton Mifflin Company. The name of the 4 original work (in a form of a handbook) was Auszug aus der alten, mittleren und neueren Geschichte. Before listing the features of each approach, I would like to clarify some terminology. Namely, what do we mean by the terms approach, method, and technique? Edward Anthony (1963) has provided a useful set of definitions for approach, method, technique Approach: A set of assumptions about language teaching which involve the nature of language, learning, teaching. Method: The plan selected to present language in a systematic way. Technique: Specific activities consistent with the method and approach. Grammar Translation Method (1840 TO 1940s) Latin and Ancient Greek are known as dead languages, based on the fact that people no longer speak them for the purpose of interactive communication. Yet they are still acknowledged as important languages to learn (especially Latin) for the purpose of gaining access to classical literature, and up until fairly recently, for the kinds of grammar training that led to the mental dexterity considered so important in any higher education study stream. Latin has been studied for centuries, with the prime objectives of learning how to read classical Latin texts, understanding the fundamentals of grammar and translation, and gaining insights into some important foreign influences Latin 5 has had on the development of other European languages. The method used to teach it overwhelmingly bore those objectives in mind, and came to be known (appropriately! ) as the  Classical Method. It is now more commonly known in Foreign Language Teaching circles as the  Grammar Translation Method. It is hard to decide which is more surprising the fact that this method has survived right up until today (alongside a host of more modern and more enlightened methods), or the fact that what was essentially a method developed for the study of dead languages involving little or no spoken communication or listening comprehension is still used for the study of languages that are very much alive and require competence not only in terms of reading, writing and structure, but also speaking, listening and interactive communication. How has such an archaic method, remembered with distaste by thousands of school learners (Richards and Rodgers, 1986:4) persevered? It is worth looking at the objectives, features and typical techniques commonly associated with the Grammar Translation Method, in order to both understand how it works and why it has shown such tenacity as an acceptable (even recommended or respected) language teaching philosophy in many countries and institutions around the world. Objectives Most teachers who employ the Grammar Translation Method to teach English would probably tell you that (for their students at least) the most fundamental reason for learning the language is give learners access to English literature, develop their minds mentally through foreign language learning, and to build in them the kinds of grammar, reading, vocabulary and translation skills necessary to pass any one of a variety of mandatory written tests required at High School or Tertiary level. Some teachers who use the me thod might also tell you that it is the most effective way to prepare students for global communication by beginning with the key skills of reading and grammar. Others may even say it is the least stressful for students because almost all the teaching occurs in L1 and students are rarely called upon to speak the language in any communicative fashion. More conservative teachers from more conservative countries are even likely to be put out by anyone merely questioning the method, and a typical response could be because thats the way its always been done its the way I learned and look; now Im a professor. The point being, the method is institutionalized and considered fundamental. Such teachers are probably even unaware that the method has a name and can be compared alongside other methods. Key Features According to Prator and Celce-Murcia (1979:3), the key features of the Grammar Translation Method are as follows: 7 (1)   Classes are taught in the mother tongue, with little active use of the target language. (2)   Much vocabulary is taught in the form of lists of isolated words. (3)   Long elaborate explanations of the intricacies of grammar are given. (4)   Grammar provides the rules for putting words together, and instruction often focuses on the form and inflection of words. 5)   Reading of difficult classical texts is begun early. (6)   Little attention is paid to the content of texts, which are treated as exercises in grammatical  analysis. (7)   Often the only drills are exercises in translating disconnected sentences from the target language into the mother tongue. (8)   Little or no attention is given to pronunciation. Typical Techni ques Diane Larsen-Freeman, in her book  Techniques and Principles in Language Teaching  (1986:13) provides expanded descriptions of some common/typical techniques closely associated with the Grammar Translation Method. The listing here is in summary form only. 8 (1)   Translation of a Literary Passage (Translating target language to native language) (2)   Reading Comprehension Questions (Finding information in a passage, making inferences and relating to personal experience) (3)   Antonyms/Synonyms (Finding antonyms and synonyms for words or sets of words). (4)  Cognates (Learning spelling/sound patterns that correspond between L1 and the target language) (5)   Deductive Application of Rule (Understanding grammar rules and their exceptions, then applying them to new examples) (6)   Fill-in-the-blanks Filling in gaps in sentences with new words or items of a particular grammar type). (7)   Memorization (Memorizing vocabulary lists, grammatical rules and grammatical paradigms) (8)   Use Words in Sentences (Students create sentences to illustrate they know the meaning and use of new words) 9 (9)   Composition (Students write about a topic using the target language) Comments Many peop le who have undertaken foreign language learning at high schools or universities even in the past 10 years or so may remember many of the teaching techniques listed above for the Grammar Translation Method. They may also recall that the language learning experience was uninspiring, rather boring, or even left them with a sense of frustration when they traveled to countries where the language was used only to find they couldnt understand what people were saying and struggled mightily to express themselves at the most basic level. Very few modern language teaching experts would be quick to say that this is an effective language teaching method, and fewer would dare to try and assert that it results in any kind of communicative competence. As Richards and Rodgers (1986:5) state, It is a method for which there is no theory. There is no literature that offers a rationale or justification for it that attempts to relate it to issues in linguistics, psychology, or educational theory. And yet the Grammar Translation Method is still common in many countries even popular. Brown attempts to explain why the method is still employed by pointing out 10 It requires few specialized skills on the part of teachers. Tests of grammar rules and of translations are easy to construct and can be objectively scored. Many standardized tests of foreign languages still do not attempt to tap into communicative abilities, so students have little motivation to go beyond grammar analogies, translations, and rote exercises.    (1994:53) The Direct Method Towards the end of the late 1800s, a revolution in language teaching philosophy took place that is seen by many as the dawn of modern foreign language teaching. Teachers, frustrated by the limits of the Grammar Translation Method in terms of its inability to create communicative competence in students, began to experiment with new ways of teaching language. Basically, teachers began attempting to teach foreign languages in a way that was more similar to first language acquisition. It incorporated techniques designed to address all the areas that the Grammar Translation did not namely oral communication, more spontaneous use of the language, and developing the ability to think in the target language. Perhaps in an almost reflexive action, the method also moved as far away as possible from various techniques typical of the Grammar Translation Method for instance using L1 as the language of instruction, memorizing grammatical rules and lots of translation between L1 and the target language. 1 The appearance of the Direct Method thus coincided with a new school of thinking that dictated that all foreign language teaching should occur in the target language only, with no translation and an emphasis on linking  meaning  to the language being learned. The method became very popular during the first quarter of the 20th century, especially in private language schools in Europe where highly motivated students could study new languages and not need to travel far in order to try them out and apply them communicatively. One of the most famous advocates of the Direct Method was the German Charles Berlitz, whose schools and Berlitz Method are now world-renowned. Still, the Direct Method was not without its problems. As Brown (1994:56) points out, (it) did not take well in public education where the constraints of budget, classroom size, time, and teacher background made such a method difficult to use.    By the late 1920s, the method was starting to go into decline and there was even a return to the Grammar Translation Method, which guaranteed more in the way of scholastic language learning orientated around reading and grammar skills. But the Direct Method continues to enjoy a popular following in private language school circles, and it was one of the foundations upon which the well-known Audiolingual Method expanded from starting half way through the 20th century. Objectives The basic premise of the Direct Method is that students will learn to  communicate  in the target language, partly by 12 learning how to  think  in that language and by not involving L1 in the language learning process whatsoever.